With a new year comes rolling more financial problems, so this year maybe your new year’s resolution was to save money and upgrade your financial situation. This can be a daunting task but if you know exactly what you want and with a little guidance from us, you can fulfill your new year’s resolution. And this new year can be a great time to get new credit cards because 2018 has brought with it the best possible deals that features 0 annual percentage rate of interest APR and cash back rewards with traveling and hotel perks and let’s not forget 0% balance transfer rate as well. So below are some top new credit cards that we have picked for you so that you can choose your favorite credit card deal.
Wells Fargo Cash Wise Visa Card
This credit card offers you an unlimited 1.5% cash back reward rate of the original price at every purchase you make. And if you are a mobile wallet user then you can benefit from it extensively. Wells Fargo Cash card allows a 1.8% of cash back reward on every mobile purchase made. It offers no category and sign up restrictions, you can use your cash back rewards as long as your account stays open. The APR ranges from 14.24% to 26.24% yearly but there is no introductory APR for the first 12 months, however, balance transfer fee may apply. This credit card requires no annual fee and you can also get $600 of protection on your cell phone in case of any damage or theft.
Chase Slate is the best option if you are considering balance transfer in order to deal with your previous credit card debt. It offers a $0 introductory fee for balance transfer if you transfer within the first 60days of opening the account. The APR is 16.24 to 24.99% and there is no APR for the first 15 months as well. Another noteworthy feature is that Chase Slate credit card does not charge a late fee penalty on APR interest. The annual fee is $0 and additionally, you can see your FICO credit score for free.
Gold Delta Sky Miles from American Express
If your new year’s resolution is to travel abroad then this credit card deal is the most suitable for you. What makes Gold Delta Sky Miles the best option for traveling because it offers 30,000 bonus miles after spending $1,000 in purchases after the first 3 months of activating the card and also a $50 statement bonus after your first purchase on Gold Delta Sky Miles. In addition, you can earn a 1-mile bonus on every one dollar purchase. Free bag check from which you can save $200 and you can also benefit from priority boarding. The regular APR ranges from 16.99% to 25.99% depending on different variables. There is no introductory annual fee for the first year after which the standard $95 as an annual fee may apply.